Save your Money: Guideline

After all, either we do business or we are still working, the main purpose is to have a better life. For that we have to SAVE MONEY. Well, I saw a lot of working societies are working to pay their 'last-month' debts, which occured from the spending of their credit cards. I felt pity for them.



Well, I have a few guidelines I got from the seminar I attended 2 years ago. The topic of the seminar is Financial Revolution by Tung Desem Waringin. If you're Indonesian, you will heard of this name before.



Every month, after you received your salary/ commission, divide them into three parts (the portion are up to your own judgement):



First Portion: Money to be spent.
In this portion, you HAVE TO spend all the money here, no matter what happen. It will make you appreciate your life and remind you of the purpose you have been working so hard.

Second Portion: Money for Emergency
For this second portion, you can use it in term of EMERGENCY. So, if it's not emergency, don't try it.

Third Portion: Money to be SAVED
You CANNOT use this portion AT ALL, no matter what is your reason. It will remind you of your hardworking job and how you have manage to have MONEY throughout your life.